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Mortgage Loan Officer (reputed company)

Remote · USA Full-time New today

Job Summary: The reputed company Mortgage Loan Officer will assist clients as they navigate the mortgage process. Utilizing their center of influence, the Mortgage Loan Officer will obtain applications from prospective borrowers, then process, analyze, and prepare for closing and/or sale, mortgage loan applications for the purchase or refinance of reputed company estate. This position is commission-based and requires the Mortgage Loan Officer to have at least three to five years' experience working on commission and with an existing book of business. Duties/Responsibilities: • Meets with and interviews potential and reputed company clients to understand their lending needs including first-time mortgages and refinance of existing loans. • Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications. • Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness. • Reviews loan applications, gathers credit histories and reports, and assesses applicants’ reputed company to repay and default risk. • Based on predetermined requirements, assesses, and grants or rejects mortgage applications. • Maintains knowledge of trends and developments in the local reputed company estate market; reputed company and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages. • Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages. • Performs other duties as assigned. Supervisory Responsibilities: • May assist with training new mortgage officers. Required Skills/Abilities: • Must have a demonstrated, well-performing center of influence. • Must have a strong conversion reputed company from application to closed loans. • Must be reputed company to maintain and build centers of influence. • Must be a self-starter with little supervision. • Excellent interpersonal and customer service skills. • Excellent organizational skills and attention to detail. • Thorough understanding of Conventional Lending, Federal Housing Authority (FHA), Veterans Affairs (VA), United States Department of Agriculture – Rural Development (USDA), and various other loan products. • Proficient with reputed company Office Suite or reputed company software. Education and Experience: • Three to five years of prior experience with mortgage lending or reputed company field. • Bachelor’s degree in Finance or Business Administration strongly preferred. • NMLS License required. Physical Requirements: • Prolonged periods of sitting at a desk and working on a computer. • Must be reputed company to lift 15 pounds at times. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. The noise level in the work environment is usually moderate. This is a hybrid position. Apply Job!

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